| Cash | Conventional | FHA | VA | Assumption | ||||||
| Closing Cost Estimator | Buyer | Seller | Buyer Seller | Buyer | Seller | Buyer | Seller | Buyer Seller | ||
| Origination Fee | 1% of loan | 1% of loan | 1% of loan | |||||||
| Discount Fee | Varies based on loan, either pays | Varies based on loan, either pays | Varies based on loan, either pays | |||||||
| Appraisal Fee | $375.00 | $375.00 | $375.00 | |||||||
| Inspection Fee | $75.00 | $50.00 | $50.00 | |||||||
| Credit Report | $65.00 | $65.00 | $65.00 | |||||||
| Courier Fee | $50.00 | $50.00 | $50.00 | |||||||
| Flood Certification | $22.50 | $22.50 | $22.50 | |||||||
| PMI/VA Funding Fee | Varies - based on loan amt | Varies - based on loan amt | Varies - based on loan amt - normally added into loan | |||||||
| Tax Service Fee | $110.00 | $110.00 | $110.00 | |||||||
| Processing Fee | $200.00 | $200.00 | $200.00 | |||||||
| Underwriting Fee | $150.00 | $150.00 | $150.00 | |||||||
| Documentation Prep | $200.00 | $200.00 | $200.00 | |||||||
| Hazard Insurance | Actual Cost | Actual Cost | Actual Cost | |||||||
| Prepaid Insurance | Actual Cost | Actual Cost | Actual Cost | |||||||
| Hazard Insurance Reserves | Actual Cost | Actual Cost | Actual Cost | |||||||
| Mortgage Ins. Reserves | Actual Cost | Actual Cost | Actual Cost | |||||||
| Property Tax Reserves | Actual Cost | Actual Cost | Actual Cost | |||||||
| Attorney Fees (Varies) | $75.00 | $225.00 | $75.00 | $175.00 | $75.00 | $225.00 | $150.00 | $85.00 | ||
| Mortgagee Title Policy, Tax Del | ||||||||||
| Simultaneous Issue, T-36 End. | ||||||||||
| Owner Title Policy | Based on sales Price/Terms | Based on sales Price/Terms | Based on sales Price/Terms | Based on sales Price/Terms | Based on sales Price/Terms | |||||
| Escrow Fee | $200.00 | $200.00 | $200.00 | $200.00 | $200.00 | $200.00 | $400.00 | $200.00 | $200.00 | |
| Tax Certificates/per lot | $45.00 | $45.00 | $45.00 | $45.00 | ||||||
| Real Estate Commission | per listing | per listing | per listing | per listing | per listing | |||||
| Survey | Actual Cost | Actual Cost | Actual Cost | Actual Cost | Actual Cost | |||||
| Termite Certificate | $75.00+ | $75.00+ | $75.00+ | $75.00+ | ||||||
| Recording Fee | $19.00 | $19.00 | $52.00 | $19.00 | $58.00 | $19.00 | $58.00 | $19.00 | $52.00 | |